These all‑in‑one plans combine hospital and medical coverage and often include prescription drug, dental, vision and hearing benefits. Some have no extra premium, though you still pay the standard Part B premium and any copays or deductibles.
Medigap policies work with Original Medicare to pay your share of costs like copayments, coinsurance and deductibles. You need to have Parts A and B to buy one, and they don’t include drug coverage—so you may want a separate Part D plan.
Stand‑alone plans that help cover the cost of your medications. They can be purchased separately or included in some Medicare Advantage plans.






















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